Yep, your rotd.zip is out of date. NeorageX is only for decrypted sets that don't do banking, in other words, the older (pre-1999) sets. Some newer sets work, but you'll need to do some trial-and-error testing. As Agozer said, it has a lot of disadvantages, such as needing special "Neogeo" sets (not MAME sets).